What We Offer

Established in 2015, American Auto Bankers, Inc. offers a diverse range of financial solutions for businesses in Florida and across the U.S.

Poor cash flow is one of the top challenges that businesses face. For small and large businesses alike, growth is essential for success—but without the cash to purchase inventory and invest in new equipment, growth can stagnate. AA Bankers helps businesses solve their working capital problems by offering invoice factoring and purchase order financing services, as well as commercial truck and trailer financing, Refinancing, and repair financing, available to businesses in all 50 states.

Poor Credit? We Can Help!

We also help individuals in Florida who have been denied auto financing in the past because of their credit. Our alternative car and truck financing and refinancing options can help you purchase a car, reduce your current interest rates, or cut your monthly payments.

At AA Bankers, we want to help you find the funding options that are right for you. Contact our team today to learn more about our financial solutions for businesses!

Industries Served

We are proud to provide cash flow and financial solutions for businesses in the following industries:

Trucking & Logistics

  • Fuel Expenses
  • Extended Customer Pay Periods


  • Payroll Demands
  • Extended Client Pay Periods

Chemical Distributor

  • Outbound Warehouse Inventory
  • Extended Client Pay Periods

Government or County Contractual Work

  • Long Projects
  • Extended Pay Periods

Our Team


Eddy del Rio


Del Rio brings to AA Bankers (AAB) over 20 plus years of experience in the financial services industry (banking and asset-based lending). His experience has focused in the areas of asset and relationship management, credit underwriting, and business development. He has a vast understanding of the nuances of the subprime consumer and commercial markets. These experiences are crucial in the day-to-day management of AAB. Del Rio’s responsibilities at AAB are in the areas of portfolio management, investor relations, underwriting, and marketing. Del Rio is an active member of the community through his involvement with the South Florida Hispanic Chamber, Knights of Columbus Msgr. Bryan Walsh Council 13369 and Boy Scouts of America. Del Rio holds a Bachelor’s degree in Communications from Florida International University and a Master’s degree in Business Administration from Nova Southeastern University.


Ruben Nuñez


Nuñez brings to AA Bankers (AAB) over twenty-five plus years of business and operations management experience. His experience has focused in the areas of asset valuation, underwriting, management and operations. He has a keen understanding of the subprime vehicle and commercial truck market. Nuñez acquired this experience of the finance business during his time at Auto Mortgage Bankers, where he directed operations for the subprime automotive lending company. These experiences are essential in the day-to-day management of AAB. Nuñez’ responsibilities at AAB are in the areas of asset valuation, collections, and operations. Nuñez is an active member of the community through his involvement with the Boy Scouts of America.


Kyle Rodriguez

Account Executive

Rodriguez brings to AA Bankers (AAB), a fresh perspective. Having just graduated from Florida State University with a Bachelor’s degree in Entrepreneurship, he has a renewed sense of what it means to conduct business in a forthright, and people first manor. Not only does he offer a new perspective, but the renewed energy and fresh set of eyes which comes from bringing in young Entrepreneurs primes AAB for future growth in an expanding socially conscious marketplace.


Patricia Monzon

Customer Service Representative & Risk Department

Monzon brings to AA Bankers (AAB), the professionalism and character necessary to handle the day to day client/carrier dialogue. It is her responsibility to handle AAB’s insurance tracking, and to properly and effectively communicate with our clients to ensure their needs are met in excess. At AAB, Customer service and satisfaction are of paramount importance, Patricia embodies the type of service we aim to bring to our clients daily.